Bajaj Finance NSE: BAJFINANCE
Investment analysis · April 8, 2026 · NBFC / Financial Services
₹909.60
+4.74% today | 52w: ₹787.90 – ₹1,102.50
Market cap
₹5.32L Cr
Large cap
P/E ratio
31.5×
vs industry ~30–35×
P/B ratio
5.7×
Premium valuation
AUM (FY26)
₹5.1L Cr
+22% YoY
1 · Fundamental analysis
Balance sheet health
Valuation snapshot
Growth metrics (5-year trend)
Interest income / expense
Shareholding pattern (latest)
Future growth potential
2 · Technical analysis
RSI (14-day)
~32–35
Approaching oversold territory (<30)
RSI near 30 signals the stock is becoming potentially attractive for entry — historically a contrarian buy zone.
Moving averages & trend
5-day MA₹886 — above (bullish short-term)
20-day MABelow — bearish
50-day MA₹931 — below (resistance)
200-day MA₹928 — below (resistance)
MACD–14.22 (bearish)
Overall trendBearish (short-term bounce)
Support & resistance levels
Strong support
₹788–810
52-week low zone
Current price
₹909.60
Gap-up today (+4.7%)
Key resistance
₹928–950
50-day / 200-day MA zone
3 · Investment verdict
Verdict
Cautious Buy / Accumulate on Dips
Fundamentally strong · Fairly valued · Technically recovering but below key MAs
Fundamentals
Strong
AUM +22%, NII +21%, 119M customers, Gross NPA only 1.03%. One profit dip in Q3 FY26 — watch closely.
Valuation
Fairly valued
P/E 31.5× is in-range for premium NBFC. P/B of 5.7× is elevated but justified by ~20%+ ROE history.
Strategy
SIP / Staggered entry
Avoid lump sum. SIP or buy in tranches near ₹850–880. Long-term horizon (2–3 yrs). Q4 FY26 results on Apr 29 are a key trigger.
This is educational analysis only. Not financial advice. Consult a SEBI-registered advisor before investing.
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